What Happens if I Crash into Someone Without Insurance

automobile, car accident, vehicle, car insurance, uninsured driver, carry car insurance

Car accidents can be frightening, and even more so when you’re involved in one without insurance. If you’re not sure what happens next, or what to do, this post is for you. We’ll walk you through the process of what happens after a car accident, and provide some tips on how to handle the situation. Stay safe out there!

What to do after a Car Accident Caused by an Uninsured Driver

After a car accident, your first priority should be to make sure everyone involved is safe and accounted for. If anyone is injured, call 911 immediately. Once you’ve done that, exchange insurance information with the other driver. Even if you’re not at fault, it’s important to have this information so that you can file a claim with the insurance company.

An uninsured driver hit

If the other driver doesn’t have car insurance, you may be tempted to just drive away and forget the whole incident that happened. But that’s not a good idea. First, car accidents are serious business, and you should always report them to the police.

Preventing Insurance Fraud

Second, if the other driver sues you, not having reported the accident could be considered insurance fraud, and you could be held liable even if they are the uninsured driver.

Filing a Claim with the Insurance Company

If you are able to file a car insurance claim after the accident, there are some steps you can take to ensure a smooth process and get the compensation you deserve. A lawyer will work with the insurance company to find the at fault driver.

Steps to take when filing a Claim without Auto Insurance

First, collect evidence from the scene of the accident, including photos of any damage to your car and witness statements if possible. Also, keep detailed records of all communications with your car insurance company, including any correspondence you receive and information about any steps taken to settle the claim. Keep track of all medical expenses and hire an Atlanta Car Accident lawyer to seek compensation directly even without insurance.

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Car Insurance Coverage

In the end, car accidents are stressful situations, but it’s important to stay calm. Take the proper steps to ensure that you’re protected and compensated for any damage or injuries that you may have sustained. By following the tips above, you can navigate this situation with ease and get back on the road as soon as possible. Contact a personal injury lawyer today that has experience dealing with clients without auto insurance.

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